FREEDOM 55 (Sr. Citizen - 55 or better)
FREEDOM 55 PLUS (Sr. Citizen - 55 or better)
LIBERTY BASIC CHECKING ACCOUNT
LIBERTY PLUS (Super Now) ACCOUNT
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PREMIUM (Money Market) ACCOUNT
COMMERCIAL INTEREST CHECKING ACCOUNT
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3 Locations and 1 Number 903.785.5555 |
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LIBERTY PRODUCTS INFORMATION |
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Click Below for Hours of Operation |
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click below to reorder checks online |
click below for ATM/Debit card Tips
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No service charge if you maintain a $500.00
minimum balance |
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Limitations: | A minimum deposit of $100.00 to open this account. |
Account Fees: |
A balance fee of $6.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $500.00. A $15.00 closing fee on accounts closed within 60 days of opening.
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Limitations: |
A minimum deposit of $100.00 to open this account. Available for personal accounts only. |
Account Fees: | A balance fee of $3.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $100.00. A $15.00 closing fee on accounts closed within 60 days of opening. |
Unlimited check writing. Paper statements mailed (no deposit/check images) Duplicate checks recommended | |
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Limitations: | A minimum deposit of $100.00 to open this account. Available for personal accounts only. |
Account Fees: |
No monthly maintenance fee or per item fee. A $15.00 closing fee on accounts closed within 60 days of opening. Unlimited check writing Online Banking & electronic statements (E-Docs) required |
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Our exclusive customized banking package not found in ordinary checking accounts. Included in the package is accidental insurance, travel discounts, shopper discounts, free personalized wallet checks, and more. |
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Limitations: |
A minimum deposit of $100.00 to open this account. |
Account Fees: |
A club fee of $7.00 (Basic Plan); $8.00 (Personal Plan); $9.00 (Family Plan) will be charged each statement cycle. A $15.00 closing fee on accounts closed within 60 days of opening. |
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Unlimited check writing with no minimum balance
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Limitations: |
A minimum deposit of $100.00 to open this account and be at least 55 years of age. |
Account Fees: |
No monthly maintenance fee or per item fee. A $15.00 closing fee on accounts closed within 60 days of opening. |
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Interest bearing checking- Unlimited checks and deposits |
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Limitations: | A minimum deposit of $500.00 to open this account and be at least 55 years of age. |
Account Fees: |
A balance fee of $10.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $500.00. A $15.00 closing fee on accounts closed within 60 days of opening. |
Rate Information: |
Your interest rate and annual percentage yield may change at any time at our discretion. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the noncash items (for example, checks). Interest is compounded monthly. |
Free personalized wallet checks; Free cashier’s checks; Free traveler card; Free online bill payment
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No service charge if you maintain a $500.00
minimum balance |
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Limitations: | A minimum deposit of $100.00 to open this account. |
Account Fees: |
A balance fee of $6.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $500.00. A $15.00 closing fee on accounts closed within 60 days of opening. |
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$100.00 minimum balance to avoid no monthly service charge – 6 withdrawals allowed per quarter, then $1.00 per withdrawal – available to all |
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Rate Information: |
This account is an interest bearing account. The interest rate and annual percentage yield may change at any time at our discretion. Interest is compounded daily and credited to your account every quarter. You must maintain a minimum daily balance of $100.00 to obtain the disclosed annual percentage yield. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit noncash items (for example, checks). |
Account Fees: |
A fee of $2.00 will be imposed every quarter if the balance falls below $100.00 any day of the quarter. A $15.00 closing fee on accounts closed within 60 days of opening. |
Limitations: | Transfers from a savings account to another account or to third parties by preauthorized, automatic, or telephone transfer or by check, draft, or similar order to third parties, are limited to six per monthly statement cylce or similar period. |
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Interest Bearing Checking – $500 minimum opening balance- unlimited checks and deposits |
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Rate Information: |
Your interest rate and annual percentage yield may change at any time at our discretion. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the noncash items (for example, checks). Interest is compounded monthly. |
Limitations: | A minimum deposit of $500.00 to open this account. |
Account Fees: |
A balance fee of $10.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $500.00 for the monthly cycle. A $15.00 closing fee on accounts closed within 60 days of opening. |
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Interest Bearing Checking - $1000.00 minimum opening balance-unlimited checks and deposits |
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Rate Information: |
Your interest rate and annual percentage yield may change at any time at our discretion. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the noncash items (for example, checks). Interest is compounded monthly. |
Limitations: | A minimum deposit of $1000.00 to open this account. |
Account Fees: |
A balance fee of $10.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $1,000.00 for the monthly cycle. A $15.00 closing fee on accounts closed within 60 days of opening. |
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Limited checking - earns higher
rate of interest - $1000.00 minimum opening balance |
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Rate Information: |
Your interest rate and annual percentage yield may change at any time at our discretion. We use the daily balance method to calculate the interest on your account. The method applies a daily periodic rate to the principal in the account each day. Interest will be compounded monthly and credited to your account every month. Interest begins to accrue no later than the business day we receive credit for the noncash items (for example, checks) |
Limitations: |
A minimum deposit of $1000.00 to open this account. Transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfer or by check, draft, or similar order to third parties, are limited to six per monthly statement cycle or similar period. |
Account Fees: |
An excess withdrawal fee of $5.00 will be charged for each excess of the limitations described above during a statement cycle. A balance fee of $10.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $1000.00 for the monthly statement cycle. A $15.00 closing fee on accounts closed within 60 days of opening. |
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Limited checking - earns highest rate of interest - $25,000.00 minimum opening balance |
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Rate Information: |
Your interest rate and annual percentage yield may change at any time at our discretion. We use the daily balance method to calculate the interest on your account. The method applies a daily periodic rate to the principal in the account each day. Interest will be compounded monthly and credited to your account every month. Interest begins to accrue no later than the business day we receive credit for the noncash items (for example, checks) |
Limitations: |
A minimum deposit of $25,000.00 to open this account. Transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfer or by check, draft, or similar order to third parties, are limited to six per monthly statement cycle or similar period. |
Account Fees: |
An excess withdrawal fee of $5.00 will be charged for each excess of the limitations described above during a statement cycle. A balance fee of $10.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $1000.00 for the monthly statement cycle. A $15.00 closing fee on accounts closed within 60 days of opening. |
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$100.00 minimum
opening deposit |
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Account Fees: |
Monthly maintenance fee of $10.00. A balance fee of $10.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $500.00. Per debit fee after 50 - $0.10 Balance and per item fees waived if average ledger balance $5000 & above. Certain commercial accounts may be subject to account analysis. A $15.00 closing fee on accounts closed within 60 days of opening. |
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Interest bearing checking - $500.00 minimum opening |
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Rate Information: |
Your interest rate and annual percentage yield may change at any time at our discretion. We use the daily balance method to calculate the interest on your account. The method applies a daily periodic rate to the principal in the account each day. Interest will be compounded monthly and credited to your account every month. Interest begins to accrue no later than the business day we receive credit for the noncash items (for example, checks) |
Limitations: | A minimum deposit of $500.00 to open this account. |
Account Fees: |
Monthly maintenance fee of $10.00 – A balance fee of $10.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $750.00. Per debit after 50 - $0.10 Balance and per item fee waived if average ledger balance is $7500.00 & above. Certain commercial accounts may be subject to account analysis. A $15.00 closing fee on accounts closed within 60 days of opening. |
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Limited checking – earns higher rate of
interest - $1000.00 minimum opening balance |
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Rate Information: |
Your interest rate and annual percentage yield may change at any time at our discretion. We use the daily balance method to calculate the interest on your account. The method applies a daily periodic rate to the principal in the account each day. Interest will be compounded monthly and credited to your account every month. Interest begins to accrue no later than the business day we receive credit for the noncash items (for example, checks) |
Limitations: |
A minimum deposit of $1000.00 to open this account. Transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfer or by check, draft, or similar order to third parties, are limited to six per monthly statement cycle or similar period. |
Account Fees: |
An excess withdrawal fee of $5.00 will be charged for each excess of the limitations described above during a statement cycle. A balance fee of $10.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $1000.00 for the monthly statement cycle. A $15.00 closing fee on accounts closed within 60 days of opening. |
TOP | |
Limited checking – earns highest rate of
interest - $25,000.00 minimum opening balance |
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Rate Information: |
Your interest rate and annual percentage yield may change at any time at our discretion. We use the daily balance method to calculate the interest on your account. The method applies a daily periodic rate to the principal in the account each day. Interest will be compounded monthly and credited to your account every month. Interest begins to accrue no later than the business day we receive credit for the noncash items (for example, checks) |
Limitations: |
A minimum deposit of $25,000.00 to open this account. Transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfer or by check, draft, or similar order to third parties, are limited to six per monthly statement cycle or similar period. |
Account Fees: |
An excess withdrawal fee of $5.00 will be charged for each excess of the limitations described above during a statement cycle. A balance fee of $10.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $1000.00 for the monthly statement cycle. A $15.00 closing fee on accounts closed within 60 days of opening. |
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NON PROFIT ACCOUNTS | |
No minimum balance required after opening - Unlimited check writing |
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Limitations: | A minimum deposit of $100.00 to open this account. |
Account Fees: |
No monthly maintenance fee or per item fee. A $15.00 closing fee on accounts closed within 60 days of opening. |
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Minimum deposit of $2.00 - Account
will mature in 50 weeks |
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Limitations: |
A Liberty National Bank checking account is required. This account will automatically renew after maturity. Any withdrawal made from this account before maturity will close this account. |
Account Fees: | If account closed before maturity, we will impose a fee of $5.00 |
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InTouch Voice Response | |
No charge for 24 hour telephone access from any touch-tone phone | |
Toll
Free 1-855-784-8575
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A connection to the information you need
most. With InTouch you can
quickly and easily: Make account balance inquiries on all your accounts Transfer funds between accounts Verify transactions on your accounts: deposits, withdrawals, and loan payments Check Interest Rates Verify interest paid on loans and interest earned on interest bearing accounts Activate or Cancel your ATM or Debit Card Customer Personal Identification Number (PIN) needed for information access |
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No charge for 24 hour online access. Optional FREE Bill payment available. |
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Check account balances, transfer funds between designated accounts, review account activity to confirm deposits, verify check clearings, and balance your account. You can view ATM, POS, Online Banking transactions, check images (front & back), view endorsements, view loan information, and pay bills (optional). Customer will need to sign-up at one of our three locations. | |
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SAFE DEPOSIT BOXES ATM CARD VISA / MASTERCARD MERCHANT SET UP ACCOUNT SWEEP TO PREVENT NSF IMAGE STATEMENTS DIRECT DEPOSITS eDOCS |
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CD Term |
Minimum Opening Deposit
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Minimum Balance
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Interest Rate
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Annual Percentage Yield
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90 Day CD |
$1,000.00
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$1,000.00
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0.10%
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0.10%
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180 Day CD |
$1,000.00
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$1,000.00
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0.15%
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0.15%
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1 Year CD |
$1,000.00
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$1,000.00
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0.40%
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0.40% |
18 Month CD |
$1,000.00
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$1,000.00
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0.45%
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0.45% |
2 Year CD |
$1,000.00
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$1,000.00
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0.60%
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0.60%
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3 Year CD |
$1,000.00
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$1,000.00
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0.80%
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0.80%
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4 Year CD |
$1,000.00
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$1,000.00
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1.00%
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1.00%
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5 Year CD |
$1,000.00
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$1,000.00
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1.10%
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1.10%
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Individual Retirement Accounts
18 Month Variable Rate IRA |
$100.00
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$100.00
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0.45%
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0.45%
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WE USE THE DAILY BALANCE METHOD TO CALCULATE THE INTEREST ON YOUR ACCOUNT. THIS METHOD APPLIES A DAILY PERIODIC RATE TO THE PRINCIPAL IN THE ACCOUNT EACH DAY. TIME DEPOSITS WITHDRAWN PRIOR TO MATURITY ARE SUBJECT TO SUBSTANTIAL PENALTIES.
Liberty National Bank in Paris, Member FDIC, Equal Housing Lender.